Q&A: I HAVE BAD CREDIT, BUT NEED TO GET A CAR LOAN, WHERE IS THE BEST PLACE? SO I DONT ROYALLY GET SCREWED? HELP!!?
Question by sxyirshbty:
I have bad credit, but need to get a automobile loan, where is the ideal place? So I dont royally get screwed? Help!!?
I have poor credit, no repos bankrup. etc, just poor credit. i cant get a bank loan, Any ideas on where I could get a decent automobile loan? I will be trading in my jeep, I cant afford the gas!! It make working pointless at times! Help!
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Answer by sukbunny
Try some of the on the web vendors like CapitalOne or LendingTree…they may approve you. You’re interest rate will probably be sky high though…it might be ideal just to keep the Jeep and pay for the gas…after all what good is saving money on gas if you have to make a higher automobile payment? Just a thought.
Answer by dgirl77
look up local “buy-here-pay-here” used auto dealers in your area. They are not as concerned about your credit history. Most do not report to credit bureaus either though so it will not help you build your credit. Superior to work on cleaning up past problems & keep your future clean!
Answer by wiso
If you visit my friend website he can help you. They guaraantee credit to everyone. visit his site at www.tropicalmotorsports.com
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Everybody needs a car nowadays to fulfill his needs of transportation and for saving the time on commuting. But if the borrower has a bad credit history, then it may somehow become difficult for him to get a loan for the aforesaid. Through bad credit car loan, the borrower can easily buy a car even if he is suffering from a bad credit history.
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The borrowers who have bad credit can take up the car loan in two forms which are the secured and the other being an unsecured form. Through the secured form of bad credit car loan, the borrower will have to pledge his car as collateral with the lender. This will work by convincing the lender about the repayment of the loan amount and thus the lender will charge a lower rate of interest from the borrower.
If the borrower is not ready to pledge his car as collateral, then he can take up unsecured bad credit car loan. This type of loan is totally collateral free. But the high amount of risk involved entails a higher rate of interest which is charged from the borrower on the loan amount. To lower this rate of interest, some research is required from the borrower’s end.
The borrower can search for loan deals for bad credit car loan online as he is most likely to find affordable deals online which suit his needs. He can compare the loan quotes sent in by the lenders and then make his choice. Bad credit car loan is the respite that bad credit borrowers have been looking for. Now they can buy a car and feel less burdened from it.
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