Car Loan & Bad Credit

Question by bdtxpress:
Auto loan of 00 on a 2004 vehicle, with bad credit?
Ok, I have this car. Mind you I already have the car. I paid $ 1000 down (including TTL) at a dealer that is “buy here pay here” here in Texas. My wife and I are looking into moving to Oklahoma to be closer to her mom and her family. However, in our contract it says that we cannot take the automobile out of the say of Texas for more than 30 days without the permission of the lien holder. I am not certain if the automobile lot will give me permission to take the automobile out of state. So I am looking into trying to get a loan for the amount I owe on the automobile which is currently just under $ 5700.00. I do have bad credit, and so does my wife. But it would not be difficult to pay $ 1,000 down again to have it financed through a bank. The problem I have had so far is finding a bank that will loan just $ 5700 on a car. I was going to try applying through my bank, but the minimum amount for financing from them is $ 7500 and the minimum age on a used automobile to be financed is 2005 year model. The automobile I have is a 2004. Its a 2004 Crown Victoria Police Interceptor. In very good shape. Only has 81,000 miles on it and runs and drives great, no mechanical problems or anything like that. Anybody know where I could apply for financing to get a $ 5700 loan to pay the automobile off so I am not tied to living in Texas until it is paid off? I am currently paying $ 360 a month on the car. Already have full coverage insurance as well with the mandatory $ 500 deductibles. Just basically want the loan to pay the dealer off so I am not stuck living in Texas until the automobile is paid for. Currently as it is the automobile will be paid off by October of next year. Anybody who can help I would greatly appreciate it. Thanks.

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