New Car Loan
UPSIDE IN CAR LOAN ABOUT $4,000 AND LOOKING TO USE AS TRADE IN, IS IT BETTER TO LEASE OR TRADE TOWARDS NEW CAR?
Aug 22nd
Question by Krme:
Upside in automobile loan about ,000 and looking to use as trade in, is it superior to lease or trade towards new car?
I have a 2008 Ford Focus SE with all the perks- but I owe $ 13,700 – so I figure I am about $ 4,000 upside down in my loan. Im looking to get into an SUV with lower payments. I pay $ 400 month now.
I want to pay in the $ 200′s. I can put about $ 1,500 down but have credit score about 4.9.- past bankruptcy, on time with payments whole time with this car.
I have been told by some automobile dealers I should lease and other’s that leasing is horrible and I should buy. So which is better?
When I am doing my trade in- Do I tell the dealer before or after I negotiate on a automobile that I am interested in? Can I negotiate on perks or automobile cost of the new automobile if I am using my trade in that is upside down?
Can I buy a used automobile and do my upside down trade in on a used car?
Please help!
I HAVE A CAR LOAN FOR 42 MONTHS I WANT A NEW CAR SOONER, RIGHT NOW I’VE HAD MY CAR FOR 20 MONTHS?
Aug 21st
Question by Shaun R:
i have a automobile loan for 42 months i want a new automobile sooner, right now i’ve had my automobile for 20 months?
is it too soon to trade in my automobile or should i continue to make the pmts until it is paid off?
Q&A: WHAT IS THE DIFFERENCE BETWEEN NEW AUTO LOANS AND NEW CAR LOANS FROM CAPITAL ONE?
Aug 21st
Question by Mr. D:
what is the difference between new auto loans and new automobile loans from capital one?
I need a motorcycle loan
IS IT WISE TO TAKE OUT A HOME EQUITY LOAN TO BUY A NEW CAR?
Aug 20th
Question by popuschek:
Is it wise to take out a home equity loan to buy a new car?
SHOULD ME AND MY WIFE APPLY FOR NEW CAR LOANS JOINTLY OR SEPARATE? ?
Aug 19th
Question by M.D:
Should Me and my wife apply for new automobile loans jointly or separate? ?
Me and my wife just recently got married, and it is time for both of us to purchase cars. My FICO score is 650 and her FICO score is around 750. My salary is almost twice hers. Should we apply for our automobile loans seperately? I know this would help my interest rate, but I do not want to hurt her interest rate. Thanks in advance!
HOW CAN I GET A CAR LOAN? I HAVE A TENNANTS-IN-COMMON MORTGAGE AND NEED A NEW CAR?
Aug 17th
Question by MJF:
How can I get a automobile loan? I have a tennants-in-common mortgage and need a new car?
My friend and I have bought a home as tennants-in-common. We both own half. I need to buy a new automobile now, but the lenders compute my potential debts as including my friend’s mortgage payments towards my home because if she defaults, I will be liable to cover her payments. Since I could not afford to pay both sets of mortgage payments myself, the lenders will not give me a automobile loan. What can I do?
I already have a crappy old car. I want a new one and on my salary, taking my own mortgage payments into account, I can easily afford to pay back a personal loan in about 4 years. I could save the money, but I need it sooner than that.
Q&A: SHOULD I GET A LOAN FROM MY BANK TO BUY A NEW CAR?
Aug 16th
Question by brandon s:
Should I get a loan from my bank to buy a new car?
I’m only 18 and need a new car.
Q&A: HOW CAN I GET A NEW CAR IF IM UPSIDE DOWN ON MY CURRENT LOAN?
Aug 15th
Question by C M:
how can I get a new automobile if im upside down on my current loan?
My current automobile has over 100000 miles and i drive an hour to work each way. The trade in value is half of what I owe still. I want a reliable automobile what should I do?
Q&A: ANY ONE WHO WORKS WITH NEW CAR LOANS PLEASE, A LITTLE ADVICE?
Aug 14th
Question by Alejandra J:
Any one who works with new automobile loans please, a little advice?
in april of 06 my bf had to get rid of his old car, He BEGGED me to help him get a new car. And got screwed. We got a new automobile and traded in his car, which he owed about 4 G’s more than it was worth. Long story short, I co-signed and he got the automobile for 26 G’s 19% interest rate for 72 mon. this was mainly due to his awful credit, mine was fair (had a score of 640 at the time). Now, I am in need of a automobile and I was wondering what to anticipate to pay for my loan. Since co-signing my score took a huge blow, its gone down to 579. I am paying off a collection, and payed off my credit card. will help that help? plan on getting a 22 G dollar automobile and plan to put down 5′s. will this help with not getting absolutely shafted on the loan or help me even get one at all? I am so afraid of getting a no because the other loan is still new. you guys have any advide that would help me get a loan or a half decent rate? been paying EVERYTHING on time, including the car. I plan to buy my automobile in Dec. HELP PLS!
I NEED A CAR LOAN, BUT NO PAYSTUBS TO SHOW?
Aug 12th
Question by Lauren:
I need a automobile loan, but no paystubs to show?
I need to trade in my current automobile for a new one that is more family efficient. In order to do this I need a new loan but I receive my income from childcare. I make $ 1500.00 per month but I do not receive pay stubs obviously. Can I still get a loan? What would I need to show?
(I was working a regular job when I received my current automobile loan)
Thanks