Online Car Loan
ANYONE KNOW WHERE I CAN GET A PERSONAL LOAN?
Apr 29th
Question by darwinsti:
Anyone know where i can get a personal loan?
I have fair credit and am looking to get a $ 1000.00 personal loan using my 99 Hyundai as collateral. The value of the automobile is $ 3250.00 so that’s good to go. I am looking to get a loan on the web but NOT a payday loan. Any suggestions?
HOW CAN I BUILD MY CREDIT IF I CAN’T GET A CREDIT CARD OR CAR LOAN?
Apr 28th
Question by Ian C:
How can I build my credit if I can’t get a credit card or automobile loan?
I recently graduated from College, and was in need of a new(er) automobile so I went to two different dealerships to try and get a car. They each ran my credit at like 3-4 different places, and I was rejected from every one. (Keep in mind this was in the late summer when the banks were in the process of going under.)
I have only had a credit card shared that was shared with my parents, I rarely used it, and I do not think it applied to my credit. I applied to Chase and Capital One and was rejected even though I applied for poor/decent credit score cards. AND I am debt free…
So my questions are, how can I get a credit card or small automobile loan if I do not have much credit? How long will it take for those credit checks to go off my record? And can I do my own credit check on the web without being penalized (again) for it?
Thanks!
DO MINORS AUTOMATICALLY NEED A COSIGNER FOR A USED CAR LOAN?
Apr 27th
Question by :
Do minors automatically need a cosigner for a used automobile loan?
The automobile I am looking at is listed around $ 6,000 and is a 1998 so it’s used.. I can put $ 1,000 down and if I lease it for 60 months the on the web estimator said it would probably be about $ 100 a month which I can afford, I make about $ 400-450 a month currently and once I graduate in May my manager is going to give me more hours. I have been working there for 8 months and saving my money, I have a little over $ 2,000 in my savings account right now. What are the chances I would need a cosigner for the loan? Thanks.
SHOULD I GET A STUDENT LOAN OR A REGULAR LOAN?
Apr 26th
Question by Melissa S:
Should I get a student loan or a regular loan?
I’m enrolled in a training school, but I plan to starting community college this fall.
So here is the deal:
I NEED A NEW CAR. My car’s falling to pieces! When I got the car, my sister had driven it 8 yrs, and my mother maybe a 1-2yrs before that. It’s a ’93 corolla, & it’s been good to me! It just breaks down about every three months! The key is broken in the lock, the black seal thing is coming off the windshield (which means my windshield could come off sometime in the near future), & my friend managed to take the seat belt latch off, so the passenger seat belt is basically useless. I NEED A NEW CAR.
Should I get a student loan or a regular loan?
I’ve tried filling out student loan on the web apps, & they ask me my expected grad year. I am graduating from the tech school in June, but I am still going on to community college, then university, then grad school. Do I put in my tech school’s grad date or after I am finished w/ everything? If I get a reg loan, do I need a cosigner?
Just to note, It will not be cheaper to fix the old car. The things I listed are just the things that happened in the past WEEK! My transmission is all screwed up, the wiring is bad, my horn doesn’t work, the whole automobile shakes if I am stopped too long (at a red light or in traffic), the locks are jiggly, one of the door knobs is broken, the hood doesn’t open when you pull the latch, Power steering went out last week, brakes are SQUEALING, it’s hard to switch the gears ( I will literally sit there for two minutes trying to take it from park to driver or reverse), this is just off the top of my head, OH! Yeah, My panel lights are out, so when I drive at night or in the morning (which is more than 70% of the time I drive bc of school and work) I can’t see how fast I am going. There’s more to this, this is literally just what is off the top of my head.
BAD CREDIT AND SELF EMPLOYED AND NEED A CAR LOAN?
Apr 23rd
Question by Joe:
bad credit and self employed and need a automobile loan?
I recently bought a used automobile for 7000 dollars and it has taken a crap on me first month ive replaced the transmission fuse box and alternater who know what else might break next!
I need to get a new automobile before this money pit takes over my life already spent over 2000 in fixes for it.
im only 21 i sell stuff on the web for a living so im self employed. and i dont have good credit at all. Long story short my credit was abused by my mom and its slowly getting fixed. i prob only owe 1000 total in debt.
I’m looking to get 10,000 for a loan what are my options? or if i have any? im not really concerned on how much the payments are i make a good deal of money. any info where i should start? Thanks any input would be helpful.
I’m not a millionaire if i waited to pay cash. the cash would go straight in to the piece of crap that im driving now so the cash would not do any good.
and mcoyblu is not smart because lenders are willing to lend you money at a high interest rate for this exact reason…. just because people dont have perfect credit or work for some company that is taxed and the government likes to eat away at your paycheck. this dosent mean there not going to lend me money. they make thousands by charging interest…… thats how THEY make there money and its a great way of building your credit. Some people cant afford to payout everything and they live off loans and allows just fine and by the time they have credit established they can afford what they want.
Q&A: DESPUTE WITH A CAR DEALERSHIP?
Apr 22nd
Question by Sexy NY nurse:
Despute with a automobile dealership?
I filled out a application on the web for a automobile loan, a cardealership called me and said i was approved and to come find a new car. I traded in my 2000 nissian xterra (they gave me 2500.00 trade in value) and I picked out a new van. I signed all the contracts and before I signed anything I told the salesman that I was employed but i am on maternity leave and being paid disability for another 3 weeks and I asked him if that would affect the loan. he said it would and I finished ALL the paperwork (contract and everything) and I took the new van home. A week after that I get a phone call saying I would need to go back to work to keep the loan, so I did. Anyways, after having the van for about six weeks and even giving the cardealership a early payment to give to the loan company they came and repoed the van while I was at work and they are trying to say I lied on my application about my income. And they even said I was not approved I was only pre-approved for the loan and they sold my truck!
I found that it is illeagal for them to sell a trade in before your loan is approved so I turned them into the DMV like I was told to do but I havent heard anything and its been about 3-4 months now, I also wanted to sue them for loss of my husband income because after they repoed the van we only had a little sports automobile and we could not fit our four children in it to take them to daycare so my husband stayed home for a month until we got another van. Does anyone think I have a good lawsuit or am I just screwed as usual?
WHERE CAN A FIRST TIME BUYER GET A CAR LOAN?
Apr 21st
Question by RiiCaSoOfLyY:
Where can a first time buyer get a automobile loan?
Okay so me and my husband put 1,600 down on a 2001 mazda protege at a new/used automobile dealership. Now me and my husband make about 4400 together a month….But everytime we apply for a automobile loan, we get denied. Our credit scores are 680. The only place that approved us said they would give us a two year loan at 22% interest and I have to put this automobile and my husbands as collateral. Also, they want my husband to get full coverage on his 1996 jeep grand cherokee. Now this sounds INSANE. I had no clue it would be so difficult to buy a car. I only need 6000 to finance and I need help as to where to apply. I tried Credit Unions, my bank, A ton of on the web ones. I am soo stressed out. I just got a job where I need a ca ASAP and its been about 3 days.HELP!!!
CAN AN APPROVED CAR LOAN BE CANCELLED BY LENDER?
Apr 19th
Question by answerer:
Can an approved automobile loan be cancelled by lender?
I was first pre-approved for a automobile loan and granted to drive the car home the same day on March 2. I now realize that it was probably not the ideal thing to do. But anyway after 2 days of driving the vehicle, I returned back to the dealer to turn in some paperwork. While there, the finance manager told me that he had good news and showed me a document from the lender stating that I was APPROVED. I failed to request a copy of that document and plan to go back to the dealership tomorrow so that I can obtain a copy of the approval for my records. After doing a lot of reading on the web about “spot deliveries”, deals that have fallen through, and scams, I guess I am kind of on my tip toes now. My question is, once a lender has approved you for a loan, are they able to revoke or take it back and cancel the whole deal? Thanks.
Q&A: WHAT KIND OF CAR LOAN AM I LOOKING AT WITH MY CREDIT SCORE?
Apr 18th
Question by David:
What kind of automobile loan am I looking at with my credit score?
I am interested in buying a used car. I currently have my eye on a used 2006 Toyota Tundra, priced at $ 16,000. On the web estimates for tax and title come out to about $ 2,500. My credit score ranges from 631 to 660, depending on what credit agency you ask. My credit has also been steadily rising the past couple years due to superior credit management.
I currently have a $ 2,000 down payment. I guess my total amount financed will be between $ 16,500 – $ 17,000.
What am I looking at here in terms of a loan? What kind of interest rate should I be expecting? What kind of payment will I be looking at for a 3, 4, and 5 year loan?
I know that’s a lot of questions to ask and I thank you in advance for taking the time to answer.