Refinance Car Loan
I HAVE A QUESTION ABOUT A CAR LOAN I JUST HAD REFINANCED?
Feb 23rd
Question by tomcruise:
I have a question about a automobile loan i just had refinanced?
I just had a automobile loan refinanced I had requested payoff amount of 1400, actuall payoff was somewhat lower. However, a mishap happened somewhere and now capital one is stating that they paid 15600 for the loan. I contacted Citi Auto and they concurred with me that is impossible, since when I opened the loan with citi a year ago it was only 15100 (original balance is less than what capital one is stating they paid for the loan now). Citi also told me that they have not received any payoffs from capital one or any inquiries. Now I am left with 15600 (2000 more than the actual payoff I got from citi minutes ago) sitting on my credit report. The worthless people at cap one are telling me there is nothing I can do. Is this true, is there anything I can do to correct this problem?
AUTO LOAN REFINANCING?
Feb 21st
Question by Phat Kidd:
Auto Loan Refinancing?
I am looking to buy a new automobile with my wife co-signing. My credit is horrible and will not be able to get a loan without her help. The questions are: Will a year or two of paying the automobile loan payments with no missed or late payments plus keeping all other credit payments on time build my credit enough(generally speaking) to eventually re-finance the automobile in my own name a year or two down the road. Also, does this sound like something that can happen or does happen a lot, re-financing without the co-signer a year or two down the road? What does re-financing entail, fines, etc…?
Q&A: IS THERE A WAY TO LOOK AT WHAT MY REFINANCE RATE WOULD BE WITHOUT GOING THROUGH WITH IT?
Feb 20th
Question by Annie H:
Is there a way to look at what my refinance rate would be without going through with it?
I would like to refinance my automobile loan, but I am not sure if my credit will be superior than my parents (their name is on the original loan). I want to know what my rate and payments could be before I decide to do it.
I HAVE A CAR LOAN FOR $6,000 AT 14% INTEREST SHOULD I REFINANCE?
Feb 19th
Question by crb6708:
I have a automobile loan for ,000 at 14% interest should I refinance?
I unfortunately had poor credit a year ago, and only qualified for 14% interest. now I have been paying extra every month, and I am to the point that I am paying $ 250 a month (my original payment was 225), and I have gotten so far ahead, my bills minimum payment is only $ 110… so all that extra is going towards principle.
Now because I am still paying 14% interest, should I think about refinancing and trying to get a lower rate? Or should I just continue going the way I am, and pay off my balance that much quicker?
I have been really really working at my credit over the last year, and have raised it over 80 points… so I would think that I would qualify for a lesser interest rate…
I am also dont want it to look bad on my Credit that I have another automobile loan. I just really dont know what I should do.
Any thoughts?
I HAVE AN AUTO LOAN WITH GMAC MY PAYMENTS ARE REALLY HIGH, HOW CAN I DECREASE MY PAYMENTS, IS REFINANCING THE?
Feb 17th
Question by chinababydoll1975:
I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?
I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?
DOES REFINANCING AN AUTO LOAN HURT YOUR CREDIT?
Feb 16th
Question by ashley:
does refinancing an auto loan hurt your credit?
I COSIGNED AN AUTO LOAN FOR A FRIEND NOW I NEED HIM TO REFINANCE AND REMOVE ME, BUT HIS CREDIT IS NOT GOOD?
Feb 15th
Question by gs300:
I cosigned an auto loan for a friend now I need him to refinance and remove me, but his credit is not good?
I cosigned for his auto loan 12 months ago, I already had 2 cars financed which made his loan the third loan on my credit. Im in the process of purchasing my first home and the bank has approved me assuming that one of those 3 auto loans is removed before closing on the property. My friend is 3 months behind on one of his credit cards and is currently being denied for a refi loan without a cosigner. He is planning on making this months payment to bring the card up to date. If he brings it up to date this month, will that help him get approved for the refi loan even though he was 3 months behind? He needs to know if he should wait an additional month to remove me from the loan or if he should just have a relative cosign to remove me. Any advice on removing my name from his loan?
PS He’s not late on the auto loan. He’s late on a credit card that he has. All the automobile payments have been up to date.
Q&A: CAN I GET A PERSONAL LOAN WITH A RECENT FORECLOSURE ON MY CREDIT?
Feb 14th
Question by Natalie M:
Can I get a personal loan with a current foreclosure on my credit?
I have about $ 6000 in credit cards and two automobile loans that equal $ 36,000. I would like to refinance my automobile loans and pay off my credit cards. Do you think anyone would give me a personal loan with a current foreclosure on my credit?
I GOT CAR LOAN REFINANCED WITH SAME BANK,I RECEVIED THE TITLE TO THE CAR IS IT LEGAL 2 KEEP IT?NO LEIN ON IT?
Feb 12th
Question by caterpillarwelder:
I got automobile loan refinanced with same bank,i recevied the title to the automobile is it legal 2 keep it?no lein on it?
the title is clear of any lein,bank made the mistake.Now is it possible to keep the title and not pay the payment?They sent it 2 me free and clear signing the lease off of it.Its been a month since i got it,i would have thought they woulds nhave caught it my now but they havent.Since the title is on my name is there any legal action they could do 2 me if sold the automobile for a new one?Or just kept the title and never paid the loan?
no i refinanced cause didnt have the disibilty insurance added,so i refinanced the automobile though the same bank,i got the automobile in march of 2007 and the loan papers say its auto loan and the suv was collateral.Also its been 1.5 months and have not even received the payment book either.My crdit report shows the first time financed it,but shows it payed off,but dont sho the refinancing on there at all
CAN REFINANCING AN AUTO LOAN HURT MY CREDIT SCORE?
Feb 11th
Question by mpalmernyc:
Can refinancing an Auto loan hurt my credit score?
I have been in the process of building up my credit score and have done a pretty darn good job if I can say so myself. I have a new automobile that I have financed and still owe about 20,000. Currently I have a rate of 6.74, however I see an opportunity to get a superior rate on my loan. Will doing so set my score back a bit? Does it matter if I refinance w/ a new bank as opposed to trying to refinance w/ the same bank?