Refinance Car Loan
Q&A: CAN YOU REFINANCE CAR AND GET A NEW ONE?
Sep 9th
Question by Jean R:
Can you refinance automobile and get a new one?
I was wondering if it is possible to refinance a automobile but with a new one instead. I want to trade in my automobile for another one and get a lower interest rate and lower payments. I also want a new automobile the thing is im not that into my automobile loan this year will be my first year with the automobile making payments can I still get it refinanced also how many times can you refinance?
IF YOU COULD REFINANCE YOU CAR LOAN FROM 17.9 RATE TO 10.0 WOULD YOU?
Sep 8th
Question by leshawatts2002:
If you could REFINANCE you automobile loan from 17.9 rate to 10.0 would you?
CAN I FORCE SOMEONE TO REFINANCE AN AUTO LOAN TO GET MY NAME OFF OF THE LOAN?
Sep 6th
Question by Dillon O:
Can I force someone to refinance an auto loan to get my name off of the loan?
About 3 years ago, my wife asked me to cosign for her mother on a used SUV. She could easily afford the payments, but had a situation in her past that prevented her from getting the loan on her own. Her daughter would have cosigned for her, but she got a superior rate if I did it.
Well, about a year and a half ago, the Mrs. did not want to be the Mrs. any more, so we went our separate ways. It was amicable, but now I am left with a loan that I want nothing to do with, but can’t seem to get the ex-mother-in-law to re-fi or the ex to help her out. Any recommendations or am I stuck?
IS THIS THE RIGHT TIME TO REFINANCE MY AUTO LOAN OF 10.7%?
Sep 5th
Question by Char:
Is this the right time to refinance my auto loan of 10.7%?
WHERE CAN I REFINANCE MY AUTO LOAN?
Sep 4th
Question by xyz:
Where can I refinance my auto loan?
My payoff is $ 6100 and my ’98 Tacoma has ~130,000 miles on it. I can’t find anyone who will refinance an older car and the ones that will refinance less then $ 7500. I had bad credit when I bought this and have a 25% interest rate. Now I have great credit and am looking to lower my payment by getting a 10% or less interest rate.
Why, because I had bad credit and that was the only credit extended to me & the only option to improve my credit. score was low 500′s now it’s mid 700′s. I would have paid a couple of grand just to increase my score 200 points but unfortunatly it does not work that way. The amount I owe is about blue book value.
I HAVE A CAR LOAN RUNNING FOR 6 MONTHS, I DINT HAVE ANY CREDIT HISTORY. IS IT POSSIBLE THAT I CAN REFINANCE?
Sep 3rd
Question by mankidy:
i have a automobile loan running for 6 months, i dint have any credit history. is it possible that i can refinance?
my automobile so that i get at a lower interest rate? will i have adequate credit history now after 6 months to do that? or is it superior to pay off the loan soon or keep the loan for a while so that i build a lil more credit then pay it off?
REFINANCE A UPSIDE CAR LOAN …. ANY INFO WILL BE GREATLY APPRECIATED!!?
Sep 1st
Question by Mrs. Neil:
Refinance a upside automobile loan …. any info will be greatly appreciated!!?
I need to refinance my car, the payments are extremely high! Please let me know what you think I can do.
I have had my automobile for about a 1 ½ years, always on time with every month (with this automobile and another). I currently owe about $ 23,500 and the KBB value of the automobile in excellent condition is $ 20,300. My credit score is around 600 and I don’t know if a bank will refinance it for me or not with that credit score. I do have a couple thousand that I could put down to make up the difference. But I am still afraid I won’t be able to get it refinanced because of my credit score.
So my question is:
-Do you think I would be able to refinance it? If so what kind of interest rate am I looking at?
-I am currently finances through my credit union, but I don’t think they will refinance it for me. So where is a good place to look into refinancing a vehicle?
Any other info will be greatly appreciated!
So if I were to be about 5K-6K upside down and I were to be able to put down approx 3500 … even with the credit score do you think it is feasible?
CAN WE REFINANCE OUR AUTO LOAN AND WILL IT EFFECT OUR CREDIT?
Aug 31st
Question by Big Al:
Can we refinance our auto loan and will it effect our credit?
Hi all, i think we got swindled at the used automobile dealer today. We bought a used automobile and financed about $ 8K at 8.99% APR for 48 months. This seems like too much… my spouse and i have near-perfect credit, so why such a lousy rate? Can we try to refinance even though we just bought the automobile this weekend? Will that lower our credit rating?
Thanks!
i did think it was too high and asked about it. Then asked for a superior rate, but the finance person said it was because of the age/mileage on the car. That’s not correct, is it? (Our first time financing… 
)
Thanks! i have to call our insurance tomorrow to add on the car, and they also have a credit union, so maybe they can offer us some advice!
Thanks, everybody. We actually did not have to refinance because we acted swiftly enough that the dealership had not even sent the paperwork to the bank. We went through a credit union and got a rate of 5%. Saving over $ 1000 ! Woo-hoo!
I WANT T REFINANCE MY AUTO LOAN MY APR IS %11 RIGHT NOW HOW CAN I REDUCE IT?
Aug 30th
Question by Same:
I want t refinance my auto loan my Apr is %11 right now how can i reduce it?
I bought used certified automobile from Dch honda. That is Honda civic 08. The problem is i did not put any down payment on that and that car is on my mother name and i am co-signer,because she had good credit history and i did not have any history.And they give us %11 APR. My 14,000 going to cost me more than 24000 dollars. now i recently get credit card and i am trying to make my credit history good.But still my history is not that much good.So my apr is very high is their any way to reduce it what is the ideal company to refinance it. I already applied to refinance it from my Bank but they denied it reason was (collateral damage) I do not know what it means
I did not have history but my mother had good credit history the only problem was we did not put any down payment that was a problem
RATE GENIUS – AUTO REFINANCE LETTER RECEIVED IN MAIL . . . SCAM OR OKAY?
Aug 28th
Question by JP:
Rate Genius – Auto Refinance Letter received in mail . . . Scam or Okay?
Got a letter from Rate Genius in the mail to help ‘refinance’ auto loan. I trash everything that comes in the mail about credit or refinancing, but would actually like to refinance my auto loan. My credit is slowly going up but I could still use some help. Anybody have any positive/negative feedback with regard to their experience with RateGenius?