Refinance Car Loan
WILL LOWERING MY APR ON AUTO LOAN HELP ME PAY OFF CAR SOONER?
Apr 22nd
Question by eshpros:
Will lowering my APR on auto loan help me pay off automobile sooner?
If i would like to lower my automobile loan APR from 9% to about 4% and it is possible should I do it? Will this keep my monthly payment same but I pay more on my loan than interest? Or I am superior off refinancing for another 5year plan to lower my payment and APR to 5%?
Q&A: CAN YOU NEGOTIATE A LOWER PRICE WHEN YOU PAYOFF AN AUTO LOAN?
Apr 21st
Question by NicoNico:
Can you negotiate a lower price when you payoff an auto loan?
I am aware that this can be done when buying out your lease, but what about when you are just paying off your loan? Oh, one more thing, we already have a pretty low interest rate; so refinancing is not really an option. Thanks!!
WELLS FARGO GAVE A CAR LOAN TO SOMEONE IN A DIFFERENT STATE USING MY SOCIAL – WHAT CAN I DO?
Apr 19th
Question by simple:
Wells Fargo gave a automobile loan to someone in a different say using my social – what can I do?
Over a year ago I made a phone call to Wells Fargo about something and the lady asked if I wanted to refinance my automobile loan. I said my automobile is paid off, I do not have a loan on it, and I went on to find out that someone in Kansas (I live in Los Angeles) has a automobile loan using my social security number through wells fargo. It was clearly an accident – their phone number including the area code exactly matches my social lol. I went in person to the bank which is what the auto dept the lady transferred me to told me to do, but at the bank they said they can’t give out any info on another client. I was at the bank recently and again was solicited about my automobile loan – 1 1/2 years later it is still there after I have told at least 5 people at Wells it’s not mine. What can I do??? At least they’re making the payments on time so I think the people have no idea the loan is on another person’s social. Please help. Oh, and it’s not on my credit report, prob. because the name is different than mine.
I can easily call the people up and their phone number is simple to remember considering it’s my social, but then I am scared they’ll stop making payments on the automobile maybe or use my social for more credit or ? seems to risky to inform them. And I can’t dispute with credit agency since it’s not on my credit, and wells fargo will not release any more info on it to me since it’s not under my name!!
I’ve since bought a home and had my report pulled many times – it is definitely not on my report, but i get solicited about it every time I call Wells F. The very first time I found out, the operator was very sympathetic and nice, told me it was a brand new automobile and how much the loan was for and so on. I did call the police now that I remember, and I forgot what reason they told me that it’s not something they can help me with. I called several police stations they all said the same thing they can’t help me. I guess I will just ignore it and hope nothing more happens with it.
That very first time I called, the operator said my social is the first 9 numbers of the phone number they have listed for “me” under the automobile loan (starts wtih 620). The loan was for 30 something thousand.
HOW CAN I LOWER INTEREST ON AN AUTO LOAN?
Apr 18th
Question by :
How can I lower interest on an Auto Loan?
I have a loan with an 18% interest rate. How can I lower interest rate without refinancing? If I pay more than regular payment will that go to principal balance or interest?
Q&A: HELP WITH AUTO LOAN DEBT?
Apr 17th
Question by dummy4hire:
Help With Auto Loan Debt?
just received a letter from BOA to collect an auto loan debt. Back in 06 the automobile I was driving was totaled and the insurance company only paid some of it. I tried to speak to BOA about lowering my monthly payments to something I could afford, because I needed to buy another automobile to get back and forth to work. Could they have gave me the option to refinance the loan so I could afford two automobile payments? After all the insurance company paid most of it when the automobile was totaled. Also do I have a legitimate reason to fight this debt?
Could I file for bankruptcy and what would be the ideal way to go?
WHAT’S A SAFE LOAN COMPANY TO GO WITH?
Apr 16th
Question by marshmellow:
What’s a safe loan company to go with?
I’m looking on the world wide web for a loan company that will take bad credit and do refinancing on auto loans for at least 3 yrs. We are trying to gain superior credit and right now the loan we have is high interest and pmt is nuts. So I am just looking to see if I can find a superior place with a superior pmt and interest. Thanks and please no junk
Or even a bank that works with people with bad credit.
I LOOKING FOR A RIFINANCE AUTO LOAN CO IN SAGINAW MICHIGAN?
Apr 14th
Question by dale m:
i looking for a rifinance auto loan co in saginaw michigan?
looking auto company to refinance to a atuo loan company in saginaw mitchgan
I REFINANCED MY CAR LOAN WITH THE SAME PEOPLE THAT I HAD MY LOAN WITH THE FIRST TIME.?
Apr 13th
Question by Moses B:
I refinanced my automobile loan with the same people that I had my loan with the first time.?
I went from a 19% interest rate to a 9% intrest rate and this is why I decided to refinance. The laon officer that helped me told me there were no fee’s for doing any of this and he would just take my payoff and pay off the 1st loan and open a new loan with the new intrest rate. Well everything went well and then I check my credit report to see that my new loan balance is 1000.00 higher than my payoff was on the original loan. I went through all the loan papers and see that it was for credit insurance and gap waiver agreement. Does anyone know what this is and if I have any rights even though I signed the papers already? thanks(My car is already negative equity and having an extra thousand dollars put on top of the balance isnt helping.)
SHOULD I REFINANCE MY LOAN?
Apr 12th
Question by rmcgeelsu:
Should I refinance my loan?
My current auto loan is with Wells Fargo (21%) that is 9 months old. I just got approved with Capital One for 18%. Should I refinance or call Wells Fargo to negotiate a lower rate. Keeep in mind that I am trying to improve my credit….Any and all advice will help.
APPLIED TO REFINIANCE AUTO LOAN GOT DENIED BECAUSE I HAVE NO OPEN AUTO LOAN?
Apr 10th
Question by Albert s:
Applied to refiniance auto loan got denied because i have no open auto loan?
So wut do I refiniance it as? I guess my loan is from a 2nd hand bank people with bad or building credit. So wut would I refinance it as? Thanks
I do still owe. It just saying it’s nt an auto loan??