Refinance Car Loan
I WOULD LIKE TO REFINANCE MY MOTORCYCLE LOAN.?
Mar 27th
Question by in k:
i would like to refinance my motorcycle loan.?
right now I am paying 16% apr for brand new 09 honda cbr600rr..i bought it last year, and I have being making my payment on time. My credit history is fine, my credit score is above 700, I got a automobile loan that I refinanced too (from 16,3 APR to 5.3 APR with chase refinance loan) I looking for any way that I can reduce these 16 APR for the bike..maybe private loan will be fine too. I tried few companies, banks, web sites for motorcycle refinance and i was denied. tried with private student loan..denied..please let me know i you know any way that I can get 10,000$ loan with under 10APR. thanks.
WHEN TO APPLY FOR AUTO REFINANCING?
Mar 26th
Question by cannedguds:
When to apply for auto refinancing?
I have recently purchased a automobile through an auto mortgage financing from my favorite lending company. This is my first time to apply for mortgage financing. My question is, how soon can I apply for refinancing? My car/auto loan term is 10 years.
I do not know about you guys but I really got a automobile financing mortgage for 10 years. Anyway, if I can refinance, the question is when? I have already been paying monthly for 2 years now.
REFINANCING MY CAR LOAN?
Mar 23rd
Question by betty lou2010:
Refinancing my automobile loan?
I have a 2007 Nissan Maxima and I still owe about $ 16,000 on it. My interest rate is 12% and I know I could get a superior loan because I have very good credit. Any advice on refinancing my loan? I do not really know much about it so any advice is appreciated!
I CO- SIGNED ON AN AUTO LOAN WITH SOMEONE AND THEY DON’T WANT TO REFINANCE SO I CAN GET MY NAME OFF. HELP ME!
Mar 22nd
Question by Hailo:
I co- signed on an auto loan with someone and they do not want to refinance so I can get my name off. HELP ME!
Q&A: REFINANCE A CAR NOTE?
Mar 21st
Question by ~*~*~*~*~*~*~*~:
Refinance a automobile note?
Can you really refinance a automobile loan?
How long do you have to wait before trying to do that?
CAN YOU NEGTIATE THE PAYOFF AMMOUNT ON A CAR LOAN?
Mar 19th
Question by Hoobey D:
Can you negtiate the payoff ammount on a automobile loan?
I have been approved for a refinance loan on my car, but for the passed year and a half I have been paying an extremely high interest rate and my question is. How freezable is it to negotiate a payoff amount on my automobile loan? I have heard of people negotiating their credit card bills, tax bills, even mortgages (but mostly in cases of threat of foreclosure) I am interested if I can negotiate the payoff amount of my automobile loan and can it be done and how much am I likely to get it down to? I figured it out and i have payed $ 2200.00 in interest so is it possible to to get most of that knocked off the bill?
CAR REFINANCE APR QUESTION?
Mar 18th
Question by CrusaderJJ:
Car Refinance APR Question?
Me and my wife have a automobile that we currently have a 7% APR, pay $ 414 a month and owe right at the amount it is valued at. We are making regular payments now but got about 2 months behind when my wife lost her job about 6 months ago. Again, we make a monthly payment but that only pays oFf the past due and not the current amount due. Constant worry of repossession is not a fun way to live! A company has offered to refinance the automobile loan but for 16.24 APR. The payment would drop to $ 344 for 4 and a half years. We currently have about 3 years left on the current loan. If we continue to pay $ 414 a month what is the TOTAL difference in payments made. We owe 13,273.00 on the automobile – By my calculations: 13,273.00 + 7% is 14,202.00 owed now vs 13,273.00 + 16.24% is 15,428.53 owed. That’s if we only pay the minimum due each month, what happens if we continue to pay $ 414.00? What is the difference and is it a good plan to get current on the loan?
We really have no way of getting the extra cash to get current. I was wondering what happens if we do take the refi at 16.24% and overpay the amount due each month. They are asking for 344 a month but we’ll pay 414. What is the total difference between the two loans? How much would we be paying to get current is a superior way to say what I mean.
I guess we could try to get a bank loan to get current and just have a high APR on say $ 1000 vs. the entire amount for the car. Anyone know a good bank to try? Our credit has pretty much been destroyed because of this problem.
Q&A: HOW CAN I GET OUT OF MY UPSIDE DOWN CAR LOAN?
Mar 17th
Question by Jdub:
How can I get out of my upside down automobile loan?
I owe $ 32,000 on my automobile loan. I should be able to sell my automobile for $ 25,000. What options do I have with the other $ 7,000? Can I refinance the $ 7,000 to get a cheaper monthly payment and go and get a different automobile after I sell the one i have now? Wht can I do?
Q&A: REFINANCING A REALLY BAD AUTO LOAN, CREDIT UNION RECOMMENDATIONS?
Mar 16th
Question by gamblingsucks:
Refinancing a really bad auto loan, Credit Union Recommendations?
i have an auto loan that I got from Capital one right after Ch 7 discharge for 21k at 25% apr $ 557. I paid for it for 7 months and then had it refinanced through wells fargo for 20% apr $ 505 a month.
Obviously this is ridiculous to pay for a automobile and since im well past my discharge can I refinance again? Someone told me I should look at credit unions and Im wondering if someone can advocate a credit union i can check out on the web to maybe get my apr to a reasonable rate
REFINANCING A CAR LOAN TO REMOVE COSIGNER?
Mar 14th
Question by Me:
Refinancing a automobile loan to remove cosigner?
I have 30 days to remove the cosigner from my loan or they’re refinancing and taking the automobile away from me. The bad thing is, I have only had credit since August of last year. I have not actually had any “late” payments, I had a close call in January I paid my automobile payment the last day of the 10 day window past the original due date. I have since been able to catch up and I am in superior financial shape now. I have since opened a new credit card, however I only used it one time so far but I paid it off right away. My credit’s on the lower side of fair. My gross income is about $ 1,000 a month and the only bills I have right now are my automobile payment and cell phone because I am on someone else’s insurance, together about a 20% debt to income ratio. Do I have a decent shot of getting the automobile refinanced? Supposed to hear back from the bank today, crossing my fingers.
Also if I do not get it refinanced, I read about a debt consolidation loan earlier…anyone know anything about these and whether or not it may apply in my situation? Thanks.
And it’s because the cosigner and I are not getting along that’s why they do not want to be on my automobile loan anymore.
According to the bank all they have to do is refinance the loan only in their name and they can take my name off. My name is on the title but I do not remember if theirs is or not.