Archive for February, 2012
WHATS THE BEST FINANCING AUTO LOAN COMPANY IF I HAVE BAD CREDIT, MY SCORE IS 526.?
Feb 29th
Question by tupapi2minicano2003:
Whats the ideal financing auto loan company if i have bad credit, my score is 526.?
HOW CAN I LOWER AUTO LOAN INTEREST RATE WITHOUT REFINANCING?
Feb 29th
Question by vintageohana:
How can I lower auto loan interest rate without refinancing?
It shows that the minimum payoff amount in order to refinance a automobile is $ 7500 in California. Currently we owe $ 6800 some odd dollars on the car. We have 34 months left but the APR is at 19% because at the time we got it a little over 2 years ago, our credit was pretty bad. Our credit has recently improved. We do not qualify for auto refinancing apparently even though we’ve paid on time every month for over 2 years. The only reason we can’t apply is because we owe too little!
Is there a way we can work around this? Should we ask our current auto lender for a lower interest rate or should we refinance, saying we owe $ 7500, and then get back the remainder? I do not know how this works.
Thanks
Also, the automobile is worth more than we owe. Just wanted to say that. We just want to get the interest rate lowered and hopefully cut down the monthly payment.
Our payoff amount to our lender is $ 6800 but we cannot refinance our automobile because the minimum to refinance is $ 7500. We looked everywhere and it says you have to owe at least $ 7500 in order for them to do a loan for you. We do not owe enough money to our lender.
IS IT ALWAYS BETTER TO GO TO A CREDIT UNION FOR A USED CAR LOAN IF YOU HAVE BAD CREDIT?
Feb 28th
Question by PRETTY FACE:
is it always superior to go to a credit union for a used automobile loan if you have bad credit?
CAN I ADD A CO-BUYER TO MY VEHICLE TITLE WITHOUT ADDING THEM TO THE AUTO LOAN?
Feb 28th
Question by :
Can I add a co-buyer to my automobile title without adding them to the auto loan?
I want to add my son on the title of the vehicle, but was wondering if I can add him without refinancing and adding him to the auto loan. I have a great rate and do not want to change that.
I meant co-owner not co-buyer. And it is technically is his car. Just he is 17 And can’t hold a loan in his name. And he makes the payments on it each month under my name.
UPSIDE DOWN IN MY CAR LOAN BUT WANT TO SELL?
Feb 27th
Question by all alone:
Upside down in my automobile loan but want to sell?
I am upside down in my automobile loan and want to sell it however I am confused as to how it works. Say that I sell it for what I can and there is still a lot that I owe on the loan. The buyer will want the pink slip and I still owe the bank. I do not have the money to pay them back all at once so can not get the pink slip from them to give to the new buyers. Any way to get the pink slip from them and still be able to make payments on the remainder of my loan?
IS THERE ANYWHERE ON THE WEB THAT I CAN GET AN AUTO LOAN WITH NEGATIVE CREDIT?
Feb 27th
Question by Allison B:
Is there anywhere on the web that I can get an auto loan with negative credit?
I do not have really bad credit, just a reposession and a few unpaid bills.
Q&A: HOW TO GET AUTO REFINANCING WITH NOT SO GOOD CREDIT AND WHILE COLLECTING UNEMPLOYMENT?
Feb 26th
Question by :
How to get auto refinancing with not so good credit and while collecting unemployment?
My friend needs to reduce their monthly out go, one of the loans on the plate is the auto loan, unfortunately some of the challenges my friend is facing are;
* recently lost their job –BUT is collecting unemployment from the say of California so essentially has income coming in each month
* currently going through a divorce –unfortunately my friends spouse has damaged EACH of their credit ratings.
so is there any way to refinance? are there lenders out there? CapitalOne Auto Finance is not an option, they do not so auto refi’s and that is whom my friends current loan is through. Should my friend try and trade the automobile in for a used vehicle?
Your help is appreciated…thanks so much!
IS ALPINE BANK EASY TO GET CAR LOAN FROM?
Feb 26th
Question by Dini:
Is Alpine Bank simple to get automobile loan from?
I make $ 1177/month, full time job. I do not have any living expenses, because I live with my parents. I would be able to put down about 1700. The automobile I want is $ 8000. Can I get a automobile loan with a decent rate?
Q&A: I HAVE BAD CREDIT CAN I GET NEW AUTO LOAN ??
Feb 26th
Question by shak0287:
i have bad credit can i get new auto loan ??