Posts tagged Loan
HOW AND WHERE DO I APPLY FOR A CAR LOAN WITH NO CREDIT?
Feb 16th
Question by :
How and Where do i apply for a Automobile Loan with no credit?
i am a freshmen in college and my old automobile is messing up, and my family has no money to get me a new one right now. So i wanted to get a loan to buy a car. But i do not know where to start. I have no credit either Also i already got a loan but to pay for my tuition. Is there even a automobile loan for students? Thanks..
BAD CREDIT COSIGNER FOR A CAR LOAN?
Feb 16th
Question by luscious25:
Bad credit cosigner for a automobile loan?
I’m wondering how a cosigner for a automobile loan works. I have had credit issues in the past that I am working on and I am in need of a new car. A family member of mine is willing to cosign on the automobile loan for me because they know I am willing and able to make the payments. My question is with a cosigner (with fantastic) credit, is there anyway I would not be approved for the loan based on my own credit? Will they approve me because of the great credit of the cosigner ? Also, would I be approved for the same interest rate the cosigner would if they were applying for a loan on their own? I live in Canada
It’s a new automobile and the dealership is offering 2.9% financing that’s why I have opted to go with then instead of a bank.
I COSIGNED AN AUTO LOAN FOR A FRIEND NOW I NEED HIM TO REFINANCE AND REMOVE ME, BUT HIS CREDIT IS NOT GOOD?
Feb 15th
Question by gs300:
I cosigned an auto loan for a friend now I need him to refinance and remove me, but his credit is not good?
I cosigned for his auto loan 12 months ago, I already had 2 cars financed which made his loan the third loan on my credit. Im in the process of purchasing my first home and the bank has approved me assuming that one of those 3 auto loans is removed before closing on the property. My friend is 3 months behind on one of his credit cards and is currently being denied for a refi loan without a cosigner. He is planning on making this months payment to bring the card up to date. If he brings it up to date this month, will that help him get approved for the refi loan even though he was 3 months behind? He needs to know if he should wait an additional month to remove me from the loan or if he should just have a relative cosign to remove me. Any advice on removing my name from his loan?
PS He’s not late on the auto loan. He’s late on a credit card that he has. All the automobile payments have been up to date.
HOW MY CAR LOAN AFFECTS MY CREDIT?
Feb 15th
Question by iamstidi:
How my automobile loan affects my credit?
I have a automobile loan through my credit union for the amount of $ 13,500 for 36 months. I had a co-signer. Our combined FICO scores got us an interest rate of 5.15%. My FICO score was about 671 at the time and his was almost perfect. My credit was good, but just insufficient, being that I was barely turning 21 at the time of the loan. It has been a little over a year now. I have made every payment on time. How will this affect my credit? I know by making on time payments it helps your credit, but when does this benefit kick in? Will my credit score improve gradually every month I make a payment? Or does my credit not improve until my entire loan is repayed? Any idea how much this will improve my FICO score?
I HAVE BAD CREDIT, CAN I GET A CAR LOAN IF I HAVE A CO-SIGNER?
Feb 15th
Question by CC:
I have bad credit, can I get a automobile loan if i have a co-signer?
I have a good job &have never been late on rent/utility bills, but I have had problems with my2 credit cards. Basically, I was paying on time but got real sick & had to live in a mental health home. I was in no say to be able to contact/pay them &now that I am healthy, they’ve been Charged-Off. I am just getting back on my feet financially right now.
I guess I have 2 questions.
1. Is there any way to rectify the situation being that I was sick & unable to pay, not just irresponsible?
2. I just totaled my car. Insurance is not giving me much & Im able to make low automobile payments each month. I wont be able to get a loan on my own but my grandpa (we’re close) will co-sign for me. Problem is, he thinks that I have ‘no credit’ as opposed to ‘bad credit.’ We’re going automobile shopping next week. Is there any way I can get a automobile loan with him as a co-signer w/o him knowing it’s bad (not ‘no’) credit? I AM now able to make payments & wont screw him over. I just dont want to disappoint him w bad credit!
Q&A: CAN I GET A PERSONAL LOAN WITH A RECENT FORECLOSURE ON MY CREDIT?
Feb 14th
Question by Natalie M:
Can I get a personal loan with a current foreclosure on my credit?
I have about $ 6000 in credit cards and two automobile loans that equal $ 36,000. I would like to refinance my automobile loans and pay off my credit cards. Do you think anyone would give me a personal loan with a current foreclosure on my credit?
HOW CAN I GET OUT OF A REAFFIRMATION THAT I DID ON MY CAR LOAN?
Feb 13th
Question by amanda b:
How can I get out of a reaffirmation that I did on my automobile loan?
I had a chapter 7 bankruptcy discharged on 10/05/2006 and the reaffirm for my auto loan was filed on 08/21/2006 and my time is up to turn the automobile in and cancel the reaffirmation. I need to know what my options are now. I just can’t afford to keep it anymore.
I GOT CAR LOAN REFINANCED WITH SAME BANK,I RECEVIED THE TITLE TO THE CAR IS IT LEGAL 2 KEEP IT?NO LEIN ON IT?
Feb 12th
Question by caterpillarwelder:
I got automobile loan refinanced with same bank,i recevied the title to the automobile is it legal 2 keep it?no lein on it?
the title is clear of any lein,bank made the mistake.Now is it possible to keep the title and not pay the payment?They sent it 2 me free and clear signing the lease off of it.Its been a month since i got it,i would have thought they woulds nhave caught it my now but they havent.Since the title is on my name is there any legal action they could do 2 me if sold the automobile for a new one?Or just kept the title and never paid the loan?
no i refinanced cause didnt have the disibilty insurance added,so i refinanced the automobile though the same bank,i got the automobile in march of 2007 and the loan papers say its auto loan and the suv was collateral.Also its been 1.5 months and have not even received the payment book either.My crdit report shows the first time financed it,but shows it payed off,but dont sho the refinancing on there at all
I JUST TURNED 18 AN I WANTED TO GET A CAR LOAN, BUT I DON’T MAKE ENOUGH MONEY TO QUALIFLY. WHAT ELSE CAN I DO?
Feb 12th
Question by Brittany B:
I just turned 18 an I wanted to get a automobile loan, but i do not make enough money to qualifly. What else can I do?
I just turned 18 and I wanted to get a automobile loan, but i do not make enough money to qualifly. What else can I do?