Posts tagged year
HAVE JUST A YEAR OF CREDIT HISTORY. CAN I REFINANCE MY CAR?
Jan 11th
Question by muth g:
Have just a year of Credit History. Can i refinance my car?
Hello
I’m completing my first year automobile payment (of 5 yrs automobile loan) in Dec2006. The interest rate is high and i would like to refinance.
I have a secured credit card ($ 500) with payments on time and Regular Credit Card ($ 3000) of which i have $ 2500 used but no payments delayed.
Anyone, please advice me
1.How much my credit score approx. would be?
2.Can i refinance my automobile in Jan2007?
3.If i pull my credit info, is it accounted as a Hit?
4.If i ask my lender (any bank, credit card companies) to pull the info, is it a hit?
Please advice. Thanks in advance!
Appreciate it
Casinoroyale
IF I CO-SIGN FOR A CAR LOAN AND I WANT TO REFINANCE MY HOUSE LATER IN THE YEAR, WILL THIS AFFECT MY CREDIT?
Jan 8th
Question by funnyman:
If I co-sign for a automobile loan and I want to refinance my home later in the year, will this affect my credit?
WHAT IS A SURE WAY I CAN BUILD MY CREDIT SO I CAN REFI MY CAR LOAN IN 6 MOS OR A YEAR.?
Nov 25th
Question by djust941:
What is a sure way I can build my credit so i can refi my automobile loan in 6 mos or a year.?
I am getting a truck loan, and I would like to refi in a while because I am gettting raped right now. I have a 550 score with many of the things in my report in dispute. Even if they dont get taken off, if I just start putting good things on my report(secured credit card paid on time with 30%less than balane at all times, paying on automobile loan on time, ect.)will raise my score enough to get me a refi
I HAVE A MORTGAGE FOR ABOUT $68,000 AT 6.875% 30 YEAR FIXED AND AN AUTO LOAN FOR $10,000. SHOULD I REFINANCE?
Nov 18th
Question by oh so blue:
I have a mortgage for about ,000 at 6.875% 30 year fixed and an auto loan for ,000. Should I refinance?
I would like to consolidate and make only 1 payment per month (which is ideally less than my current combined two payments). Is now a good time to refinance? I would think about a 7 year ARM to get a lower rate since I plan on selling my home when I am finished with grad school.
Q&A: CAN I REFINANCE MY AUTO AFTER ONLY A YEAR?
Oct 15th
Question by healthmore:
Can i refinance my auto after only a year?
My credit score is 675 but i have a bankruptcy so i’ve been approve for a automobile loan but the apr is going to be around 15% 
I really want to build my credit. It’s been four years since my bankruptcy and i have been on top of my credit since then but i’ve never had a big amount like an auto loan. Just a few thousand on credit cards. If i accept this loan to help my credit do you think i’d be able to refinance in a year? maybe sooner?
HOW MANY 18 YEAR OLDS OUT THERE ARE FINANCING FOR A CAR?
Oct 11th
Question by ktjahjadi:
How many 18 year olds out there are financing for a car?
I am 18 years old, live with my parents, and I want to get a automobile loan ranging from $ 15,000 – $ 20,000. I have had a lot of bashing from this from the on the web community, including yahoo itself about how I am “stupid” for jumping into a financial loan like that.
My father will cosign for me, but made it clear that I have to make every payment, help him with automobile insurance, and pay for all my gas and automobile maintenance fees, and most of all not to ruin his credit.
My father has excellent credit, and I really do believe I can do this. I make around $ 2,000 a month, still live at home, no financial responsibilities at all, no bills, no nothing.
I feel like I am financially stable to afford monthly automobile payments of around $ 300-$ 400 a month, that is what I am anticipating to pay for my car.
Any other 18 year olds out there financing for a $ 15,000+ car? Or am I the only too-ambitious one out there?
And yes… I am going to school. So do not say “save your money for your education” because thats already been paid for by FAFSA.
MY HUSBAND AND I WANT TO REFINANCE A CAR WE BOUGHT A YEAR AND 3 MONTHS AGO. WE GOT A 6 YR LOAN AT BANK OF?
Oct 10th
Question by BR:
My husband and I want to refinance a automobile we bought a year and 3 months ago. We got a 6 yr loan at Bank of?
America. Our payments are $ 775 a month and we just started going back to school so we’d like to owe less money each month if that is possible. Does anyone have any idea if we can refinance it and how much we might reduce our payments to? Also, we owe more on it than it is worth. Our credit is good.
Can we refinance it with Bank of America where we took out the loan?
I COSIGNED ON AN AUTO LOAN FOR A YEAR THE PERSON I SIGN FOR DOES NOT WANT TO REFINANCE. WHAT CAN I DO LEGALLY?
Sep 30th
Question by Maruca:
I cosigned on an auto loan for a year the person I sign for does not want to refinance. What can I do legally?
They have ruined my credit because they are late with payments. I made the mistake to co sign now how can I fix it. They are in-laws; my husbands son. How can I have the finance co. take me off the loan?
AM I ALLOWED TO SELL MY CAR EVEN IF I HAVE ONE YEAR TO GO TO PAY MY LOAN?
Sep 15th
Question by gift_gif_gi_g:
am i granted to sell my automobile even if I have one year to go to pay my loan?
I have about 5,000 dollars to go. I have someone who wants to purchase my automobile for about 10,000 dollars (only 4 years old, 30,000 miles convirtible, and $ 10,000 is about the price what blue book suggests), which, if this is possible, then I want to repay entire automobile loan back and put rest of them to a new automobile downpayment. Thanks!